Louisiana Insurance Adjuster Practice Exam 2025 - Free Insurance Adjuster Practice Questions and Study Guide

The Inland Marine Business Floater that specifically covers items being delivered to a buyer is the transportation floater. This type of floater provides coverage for goods in transit, ensuring that items are protected while they are being moved from one location to another until they reach the purchaser.

Transporting goods can expose them to various risks, including theft, damage, or loss, and a transportation floater mitigates these risks. It helps businesses manage the liability associated with the delivery process and ensures that they can fulfill contractual obligations to their customers in case of any mishaps during transit.

In this context, the installation floater is related to equipment that is being installed but not necessarily in transit to a buyer, making it less relevant for this question. Similarly, a builder's risk floater typically covers property under construction rather than items being transported, and a cargo floater is more focused on the shipping and freight industry rather than business deliveries specifically. Thus, the transportation floater is the most appropriate choice for coverage of items en route to a buyer.